Law and authorities
BVG minimum interest rate rises to 2 percent in 2027
The Federal Council is raising the minimum interest rate for mandatory occupational pensions from 1.25 to 2 percent from January 2027.
The minimum interest rate sets how much retirement savings in the mandatory part of the pension fund must earn at least. From January 2027 it will be 2 percent instead of 1.25 percent. The BVG Commission had recommended 1.75 percent.
The Federal Council cites higher yields on federal bonds, good investment returns and the solid position of pension funds. It also aims to offset higher inflation since 2022.
Source: BSV: Bundesrat beschliesst Anhebung des Mindestzinssatzes auf 2% (4.11.2026)
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