Accounting – Switzerland comparison
Accounting software for Swiss SMEs: VAT, QR-bill and bank connection compared.
The top 3 in Switzerland at a glance
- bexio
Cloud software for accounting, invoicing, payroll and contacts, developed for Swiss SMEs.
Ideal for: Self-employed and SMEs, plans for 1 to 25 users
100Excellentfrom CHF 35 / monthVAT return✓ YesQR-bill✓ YeseBill✓ YesConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes - KLARA
Swiss business software with accounting, payroll, POS and app, hosted in Switzerland.
Ideal for: Self-employed and small SMEs
100Excellentfrom CHF 55 / monthVAT return✓ YesQR-bill✓ YeseBill✓ YesConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes - Abacus
Comprehensive Swiss business software with finance, payroll, time tracking and more, implemented through certified partners.
Ideal for: Growing SMEs and companies with an accountant
86Very goodPrice depends on project scope, quote via partnerVAT return✓ YesQR-bill✓ YeseBill✓ YesConnection to Swiss banks✓ YesData in SwitzerlandAsk the providerAccess for accountants✓ YesAvailable in French✓ Yes - 86Very goodfrom CHF 25 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes
- Infinity
Cloud accounting that suggests bookings from connected bank accounts and reads receipts automatically.
Ideal for: Ask the provider
86Very goodfrom CHF 24 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes - Magic Heidi
Swiss app for the self-employed with invoicing and simplified accounting, for phone and computer.
Ideal for: Self-employed
86Very goodfrom CHF 0 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes - Run my Accounts
Accounting as a service: software plus a team that handles bookings, VAT and payments.
Ideal for: SMEs that want to outsource their accounting
86Very goodfrom CHF 0 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes - Swiss21
Business software from the Abacus group for the digital office, with a free basic version. Payroll (AbaSalary) is Swissdec certified.
Ideal for: Ask the provider
86Very goodfrom CHF 0 / monthVAT return✓ YesQR-bill✓ YeseBill✓ YesConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountantsAsk the providerAvailable in French✓ Yes - Banana Buchhaltung
Accounting program from Ticino with a spreadsheet-like interface, with a free version.
Ideal for: Self-employed, start-ups, small companies and associations
71Goodfrom CHF 0 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in SwitzerlandAsk the providerAccess for accountants✓ YesAvailable in French✓ Yes - CashCtrl
Swiss cloud accounting, developed and operated in Switzerland according to the provider. With a permanently free starter version.
Ideal for: Ask the provider
71Goodfrom CHF 0 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✕ No - Pfeffersack
Accounting for the self-employed, sole proprietorships and small GmbHs from the Basel region. Data and receipts are stored in Switzerland.
Ideal for: Self-employed and small companies
71Goodfrom CHF 60 / yearVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in FrenchAsk the provider - SoloDesk
Swiss office software for the self-employed with accounting and invoicing.
Ideal for: Self-employed
71Goodfrom CHF 0 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banksAsk the providerData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes - Topal
Swiss software for financial accounting and payroll (Topal Payroll, Swissdec certified).
Ideal for: Ask the provider
71GoodRental or licence, prices in the provider's price lists (PDF)VAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountantsAsk the providerAvailable in French✓ Yes - Crésus
Accounting, invoicing and payroll. Crésus Salaires is Swissdec certified.
Ideal for: Ask the provider
57Satisfactoryfrom CHF 15 / monthVAT return✓ YesQR-billAsk the providereBill✓ YesConnection to Swiss banks✓ YesData in SwitzerlandAsk the providerAccess for accountantsAsk the providerAvailable in French✓ Yes - MILKEE
Swiss accounting software for the self-employed and small GmbHs.
Ideal for: Self-employed and small companies
57Satisfactoryfrom CHF 24.90 / monthVAT return✓ YesQR-bill✓ YeseBillAsk the providerConnection to Swiss banks✓ YesData in SwitzerlandAsk the providerAccess for accountants✓ YesAvailable in FrenchAsk the provider - Accounto
Swiss software for accounting and payroll. Payroll reporting is Swissdec certified.
Ideal for: Ask the provider
43AdequateMonthly fee per company, price on requestVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountantsAsk the providerAvailable in French✓ Yes - CustomerCore
Business software for SMEs with customer management and accounting, hosted in Switzerland.
Ideal for: Ask the provider
43Adequatefrom CHF 39 / monthVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banks✓ YesData in Switzerland✓ YesAccess for accountants✓ YesAvailable in FrenchAsk the provider - Exxas
Swiss business software with customer management, invoicing and accounting.
Ideal for: Ask the provider
43Adequatefrom CHF 19 / monthVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banksAsk the providerData in Switzerland✓ YesAccess for accountants✓ YesAvailable in French✓ Yes - mySORBA
Swiss business software with accounting and payroll (mySORBA.Lohn, Swissdec certified).
Ideal for: Ask the provider
43AdequatePrice depends on plan and users, quote from the providerVAT returnAsk the providerQR-bill✓ YeseBillAsk the providerConnection to Swiss banksAsk the providerData in Switzerland✓ YesAccess for accountantsAsk the providerAvailable in French✓ Yes - PiNUS21
Swiss accounting package, hosted in Switzerland. Pinus Lohn is Swissdec certified.
Ideal for: Ask the provider
43AdequateAnnual plan, price in the provider's configuratorVAT return✓ YesQR-billAsk the providereBillAsk the providerConnection to Swiss banksAsk the providerData in Switzerland✓ YesAccess for accountants✓ YesAvailable in FrenchAsk the provider - SelectLine
Modular business software with accounting, orders and payroll. SelectLine Lohn is Swissdec certified.
Ideal for: Ask the provider
29WeakPrice not online, on request from the providerVAT return✓ YesQR-billAsk the providereBillAsk the providerConnection to Swiss banksAsk the providerData in SwitzerlandAsk the providerAccess for accountantsAsk the providerAvailable in French✓ Yes - Winbiz
Business software with accounting, invoicing and payroll, also as a cloud version. Payroll Swissdec certified.
Ideal for: Ask the provider
29Weakfrom CHF 64 / monthVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banks✓ YesData in SwitzerlandAsk the providerAccess for accountantsAsk the providerAvailable in French✓ Yes - AdmiCash
Swiss accounting program with modules for receivables and payables.
Ideal for: Ask the provider
14WeakPrice not online, on request from the providerVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banksAsk the providerData in SwitzerlandAsk the providerAccess for accountantsAsk the providerAvailable in French✓ Yes - Proffix Px5
Swiss business software for SMEs with accounting, payroll, order processing and time tracking. Payroll with Swissdec «plus» certificate.
Ideal for: Ask the provider
14Weakfrom CHF 62.10 / monthVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banks✓ YesData in SwitzerlandAsk the providerAccess for accountantsAsk the providerAvailable in FrenchAsk the provider - Infoniqa ONE 50 (früher Sage 50)
Accounting software for SMEs, formerly Sage 50. Infoniqa took over Sage's Swiss business.
Ideal for: Ask the provider
0WeakPrice not online, on request from the providerVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banksAsk the providerData in SwitzerlandAsk the providerAccess for accountantsAsk the providerAvailable in FrenchAsk the provider - Odoo
Modular open-source business software from Belgium with accounting, CRM and much more. Swiss payroll is Swissdec certified.
Ideal for: Ask the provider
0WeakPrices on odoo.com, not stated in CHFVAT returnAsk the providerQR-billAsk the providereBillAsk the providerConnection to Swiss banksAsk the providerData in SwitzerlandAsk the providerAccess for accountantsAsk the providerAvailable in FrenchAsk the provider
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Frequently asked questions about Accounting
Do I have to keep accounts as a self-employed person?
Yes, but not always double-entry. Companies limited by shares (AG), limited liability companies (GmbH) and other legal entities must always keep double-entry accounts. Sole proprietorships and partnerships with less than CHF 500,000 turnover in the last financial year may keep simple accounts of income, expenses and assets (Art. 957 CO).
How long do I have to keep receipts?
10 years, counted from the end of the financial year (Art. 958f CO). Receipts may be kept electronically as long as they remain readable at any time. Many accounting programs offer an archive for this.
When do I have to register for VAT?
As soon as your annual turnover is CHF 100,000 or more (Art. 10 VAT Act). Worldwide turnover from taxable supplies counts. Below that, you can register voluntarily. If you are liable for VAT, your software should create the VAT return directly.
How much does accounting software cost?
Cloud solutions usually cost a monthly subscription that depends on the features you choose. Watch out for extra costs: payroll module, bank connection, additional users or access for your accountant. You can see current prices in our comparison above.
Do I need QR-bill and eBill?
Since October 2022, the QR-bill has been the standard payment slip in Switzerland. Accounting software for Swiss SMEs should therefore be able to create it. eBill is optional but worthwhile if you have many private customers. More than 4 million people use eBill.
General information, not legal advice. As of October 2026. · Last updated: 10.2026Sources: legislation and official bodies