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QR-bill: what do SMEs need to know?

Last checked: 25.10.2026 · Responsible:

In short

Since 30 September 2022, the old red and orange payment slips are no longer processed. Invoices need a QR payment part or go directly to e-banking as eBill. Since 21 November 2025, only structured addresses may appear in the QR code. The easiest option is accounting or invoicing software that does this correctly automatically.

What changed in 2022?

Since 30 September 2022, financial institutions no longer process the old payment slips. Standing orders based on the old slip with a reference number have also no longer been executed since then. For paper invoices, a perforation between invoice, payment part and receipt is required.

What does «structured address» mean?

Name, street, postcode, town and country each have their own field. Since 21 November 2025, only such addresses are allowed in the QR code. For companies' payment files, a transition period applied until 30 September 2026. Check whether your software stores customer addresses in separate fields.

QR-bill or eBill?

Both are allowed. With eBill, the invoice goes directly into the customer's e-banking, where they approve it with one click. Many accounting programs can do both. You can see whether software supports eBill in our comparison under the «eBill» criterion.

SolutionPricesScoreQR-billeBill
Banana Buchhaltungfrom CHF 0 / month 71Good✓ YesAsk the provider
CashCtrlfrom CHF 0 / month 71Good✓ YesAsk the provider
Magic Heidifrom CHF 0 / month 86Very good✓ YesAsk the provider
Run my Accountsfrom CHF 0 / month 86Very good✓ YesAsk the provider
SoloDeskfrom CHF 0 / month 71Good✓ YesAsk the provider
Swiss21from CHF 0 / month 86Very good✓ Yes✓ Yes
Pfeffersackfrom CHF 60 / year 71Good✓ YesAsk the provider
Crésusfrom CHF 15 / month 57SatisfactoryAsk the provider✓ Yes
Exxasfrom CHF 19 / month 43AdequateAsk the providerAsk the provider
Infinityfrom CHF 24 / month 86Very good✓ YesAsk the provider
MILKEEfrom CHF 24.90 / month 57Satisfactory✓ YesAsk the provider
Blond.swissfrom CHF 25 / month 86Very good✓ YesAsk the provider
bexiofrom CHF 35 / month 100Excellent✓ Yes✓ Yes
CustomerCorefrom CHF 39 / month 43AdequateAsk the providerAsk the provider
KLARAfrom CHF 55 / month 100Excellent✓ Yes✓ Yes
Proffix Px5from CHF 62.10 / month 14WeakAsk the providerAsk the provider
Winbizfrom CHF 64 / month 29WeakAsk the providerAsk the provider
AbacusPrice depends on project scope, quote via partner 86Very good✓ Yes✓ Yes
AccountoMonthly fee per company, price on request 43AdequateAsk the providerAsk the provider
AdmiCashPrice not online, on request from the provider 14WeakAsk the providerAsk the provider
Infoniqa ONE 50 (früher Sage 50)Price not online, on request from the provider 0WeakAsk the providerAsk the provider
mySORBAPrice depends on plan and users, quote from the provider 43Adequate✓ YesAsk the provider
OdooPrices on odoo.com, not stated in CHF 0WeakAsk the providerAsk the provider
PiNUS21Annual plan, price in the provider's configurator 43AdequateAsk the providerAsk the provider
SelectLinePrice not online, on request from the provider 29WeakAsk the providerAsk the provider
TopalRental or licence, prices in the provider's price lists (PDF) 71Good✓ YesAsk the provider

From our checked data, excl. VAT. The order does not depend on commissions.

Sources

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