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Which accounting software suits a sole proprietorship?

Last checked: 25.10.2026 · Responsible:

In short

For a sole proprietorship with less than CHF 500,000 turnover, the Code of Obligations only requires simple accounts of income, expenses and assets. Software is still worthwhile as soon as you write QR-bills or are liable for VAT (from CHF 100,000 turnover). Look for QR-bill, bank connection and access for your accountant. You will find the cheapest checked solutions in the table below.

Does a sole proprietorship need full accounts?

Not necessarily. Under Art. 957 para. 2 CO, sole proprietorships and partnerships with less than CHF 500,000 revenue in the last financial year only need to keep records of income, expenses and their financial position. Even then, the principles of proper bookkeeping apply accordingly, such as completeness and receipts.

From CHF 500,000 turnover, double-entry accounting with a balance sheet and income statement is mandatory.

When do I need a VAT return?

Anyone with less than CHF 100,000 turnover from taxable supplies in Switzerland and abroad within a year is exempt from VAT (Art. 10 para. 2 VAT Act). Above that, you must register with the Federal Tax Administration and file returns regularly. Software that creates the VAT return is then a big help.

What should I look for when choosing?

QR-bill: since October 2022, only QR-bills (or eBill) are possible. The software should create them directly.

Bank connection: payments are imported automatically and matched to invoices. This saves the most time.

Access for accountants: if someone else prepares your year-end accounts, they should be able to work directly in your software.

Price: many providers have an affordable starter plan. Check whether payroll or additional users cost extra.

Which programs cost the least?

The table shows the checked solutions by starting price, with our score for accounting. Prices exclude VAT; see the product page for the date checked.

SolutionPricesScoreQR-billVAT returnConnection to Swiss banksAccess for accountants
Banana Buchhaltungfrom CHF 0 / month 71Good✓ Yes✓ Yes✓ Yes✓ Yes
CashCtrlfrom CHF 0 / month 71Good✓ Yes✓ Yes✓ Yes✓ Yes
Magic Heidifrom CHF 0 / month 86Very good✓ Yes✓ Yes✓ Yes✓ Yes
Run my Accountsfrom CHF 0 / month 86Very good✓ Yes✓ Yes✓ Yes✓ Yes
SoloDeskfrom CHF 0 / month 71Good✓ Yes✓ YesAsk the provider✓ Yes
Swiss21from CHF 0 / month 86Very good✓ Yes✓ Yes✓ YesAsk the provider
Pfeffersackfrom CHF 60 / year 71Good✓ Yes✓ Yes✓ Yes✓ Yes
Crésusfrom CHF 15 / month 57SatisfactoryAsk the provider✓ Yes✓ YesAsk the provider
Exxasfrom CHF 19 / month 43AdequateAsk the providerAsk the providerAsk the provider✓ Yes
Infinityfrom CHF 24 / month 86Very good✓ Yes✓ Yes✓ Yes✓ Yes
MILKEEfrom CHF 24.90 / month 57Satisfactory✓ Yes✓ Yes✓ Yes✓ Yes
Blond.swissfrom CHF 25 / month 86Very good✓ Yes✓ Yes✓ Yes✓ Yes
bexiofrom CHF 35 / month 100Excellent✓ Yes✓ Yes✓ Yes✓ Yes
CustomerCorefrom CHF 39 / month 43AdequateAsk the providerAsk the provider✓ Yes✓ Yes
KLARAfrom CHF 55 / month 100Excellent✓ Yes✓ Yes✓ Yes✓ Yes
Proffix Px5from CHF 62.10 / month 14WeakAsk the providerAsk the provider✓ YesAsk the provider
Winbizfrom CHF 64 / month 29WeakAsk the providerAsk the provider✓ YesAsk the provider
AbacusPrice depends on project scope, quote via partner 86Very good✓ Yes✓ Yes✓ Yes✓ Yes
AccountoMonthly fee per company, price on request 43AdequateAsk the providerAsk the provider✓ YesAsk the provider
AdmiCashPrice not online, on request from the provider 14WeakAsk the providerAsk the providerAsk the providerAsk the provider
Infoniqa ONE 50 (früher Sage 50)Price not online, on request from the provider 0WeakAsk the providerAsk the providerAsk the providerAsk the provider
mySORBAPrice depends on plan and users, quote from the provider 43Adequate✓ YesAsk the providerAsk the providerAsk the provider
OdooPrices on odoo.com, not stated in CHF 0WeakAsk the providerAsk the providerAsk the providerAsk the provider
PiNUS21Annual plan, price in the provider's configurator 43AdequateAsk the provider✓ YesAsk the provider✓ Yes
SelectLinePrice not online, on request from the provider 29WeakAsk the provider✓ YesAsk the providerAsk the provider
TopalRental or licence, prices in the provider's price lists (PDF) 71Good✓ Yes✓ Yes✓ YesAsk the provider

From our checked data, excl. VAT. The order does not depend on commissions.

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